If you are opting to use your insurance to cover counseling services, there are a few things you should know. Involving a third party payer into your treatment means that your insurance company may access your records as justification for services at any point in time. Additionally, in order for insurance companies to justify covering expenses, a mental health diagnosis (e.g., Major Depression, Generalized Anxiety) is required. If in the initial assessment or at any point in time during treatment you no longer meet criteria for a mental health diagnosis, private pay options will need to be discussed.
Jennifer will verify your benefits if you opt to use your insurance--though it is highly recommended that you take time to verify your own benefits as well. However, what insurance actually covers cannot be 100% determined until after the first claim is submitted and returned. All costs not covered by insurance are ultimately the responsibility of the client. Co-pays, co-insurances, and deductible payments are due at the time the session is held.
Insurances accepted: Cigna, BCBS, BlueCare, Amerigroup, Humana, United/Optum, Aetna, ComPsych, Behavioral Health Systems, Magellan.
Private pay means that you are opting to pay for services out of pocket without involving your insurance company. This means additional privacy for you and no likelihood of a managed care company dictating or controlling your treatment. All fees owed are due at the time the session is held.
Initial Session Fee: $110
Hourly Rate: $100
Cash, check, HSA/FSA accounts, and all major credit cards are accepted.